Car insurance for children away at school

Why you should insure underage drivers in university

It may be tempting to remove your children from your automobile policy while they are away at university or college. But actually you are not doing them or yourself any favours in the long run.

Continuous insurance history is an important factor in the price of insurance. By having your children listed on your policy, they will gain important experience that will be helpful when it’s time to purchase their own vehicle.
Most university students come home to visit and at that time drive the family car or cars. In the unfortunate event of an accident, the claim will proceed much more smoothly if the driver is listed on the policy.
With most insurance companies, you will receive a discount on the cost of your children’s insurance when you notify us that they are away at school. The discount can be as much as 75%, depending on the specific insurer, and how far away the university is.